NPS Calculator

Estimate your NPS retirement corpus, annuity amount and monthly pension.

Current Age

18 Years 59 Years

Monthly Contribution

₹

₹500 ₹1,00,000

Expected Return (% per year)

1% 20%

Retirement Age

60 Years 75 Years

Annuity Allocation (%)

0% 100%

Expected Annuity Rate (%)

1% 15%

NPS Retirement Summary

Estimated Retirement Corpus ₹0

Total Investment ₹0

Estimated Returns ₹0

Retirement Age 60 Years

Investment Period 30 Years

Annuity Amount

Estimated amount allocated towards annuity.

₹0

Lump Sum Amount

Estimated amount remaining as lump-sum corpus.

₹0

Estimated Monthly Pension

Approximate monthly annuity income.

₹0

Annuity Allocation

Percentage of corpus used for annuity.

40%

NPS Yearly Breakdown

Year	Age	Annual Contribution	Estimated Returns	Corpus

NPS Calculator Formula

The NPS calculator estimates the retirement corpus using the monthly contribution, investment period and expected annual return.

Future Value = Monthly Contribution × Compounding Growth

At retirement, the estimated corpus is divided between the selected annuity allocation and the remaining lump-sum amount. The estimated pension is calculated from the annuity amount and expected annuity rate.

Note: NPS returns are market-linked and are not guaranteed. The results shown by this calculator are estimates based on the assumptions entered above. Actual NPS corpus, annuity income and tax treatment may differ.